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Best Pet Insurance Plans July 2025

Protect your furry friends. We review top pet insurance providers for comprehensive coverage, value, and reliable service.

Updated July 18, 2025

Our Recommendations

1
Consumer's BestTrophy Image
Company Logo
9.2
Excellent

Comprehensive coverage, fast claims.

    2
    Embrace Pet Insurance
    9.2
    Excellent

    Personalized plans, great benefits.

      3
      Company Logo
      9.2
      Excellent

      Highly customizable, no caps.

      • Accident & illness plans.
      • Options for preventative care.
      • No per-incident limits.
      4
      Company Logo
      9.1
      Excellent

      Flexible plans, vet direct pay.

      • Accident, illness, routine care.
      • 24/7 vet helpline access.
      • Claims paid quickly.
      5
      Lemonade Pet
      8.9
      Very Good

      Modern approach, great value.

      • AI-powered fast claims.
      • Discounts for bundling policies.
      • Simple, easy-to-use app.

      Compare Our Top 2 Picks

      Fetch by The Dodo stands out as our 'Consumer's Best' pick for its robust all-around coverage. Here's how it stacks up against another excellent choice, Embrace Pet Insurance.

      Features

      Fetch by The Dodo logo
      Embrace Pet Insurance logo
      9.2
      9.2
      Plan Types OfferedAccident & Illness, Wellness Add-onAccident & Illness, Optional Wellness
      Reimbursement Options70%, 80%, 90%70%, 80%, 90%
      Annual Deductible Range$250, $300, $500$200 - $1000
      Covers Vet Exam FeesYes, for covered conditionsYes, included in plans
      Direct Vet PaymentYes, with select vetsNo (Reimbursement model)

      Our Top Pick

      1
      Consumer's BestTrophy Image
      Company Logo
      9.2
      Excellent

      Comprehensive coverage, fast claims.

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